Articles & Insights
Written for people who want to understand — and not just be told what to do!
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Category — Personal Wealth Management
How I Declared My Indian Rental Income in Germany.
Read more: How I Declared My Indian Rental Income in Germany.(So You Don’t Have to Guess) The Tax Year 2025, was my second year filing German taxes. This time, I decided to skip the Steuerberater and do it myself. Somewhere between staring at forms in German and cross-checking things with the actual tax law, I learned about how Germany treats Indian rental income. Sharing it…
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Category — Personal Wealth Management
You Have a Goal. But Do You Have a Plan?
Read more: You Have a Goal. But Do You Have a Plan?A Simple Guide to Goal Planning When we start investing, we rarely have a precise target in mind. A home, a child’s education, retirement, maybe a year off to travel the world — these exist as vague intentions rather than concrete plans with timelines. When I started investing, the only thing I knew for sure was that I…
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Category — Macro & Market Valuations
RBI, INR Depreciation and Inflation
Read more: RBI, INR Depreciation and InflationI came across an article today about the RBI’s stance on interest rates. The headline got me curious — and upon reading the what, why and how — I now understand why the RBI is taking this stand. The headline was: RBI is not likely to increase interest rates to defend INR, prioritizes Inflation, sources say. Lets try to understand this in the…
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Category — Personal Wealth Management
Let’s Dissect PPF!
Read more: Let’s Dissect PPF!I was using it wrong — Are you too? I opened my PPF account a decade ago. A colleague mentioned tax saving over lunch. The bank lady walked me through a form. I signed. For the next few years, I barely thought about it. Deposited something occasionally. Kept it alive. That was all. Today, I truly understand how it works — and…
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Category — Personal Wealth Management
SIP — In Reality
Read more: SIP — In RealityWe all have heard of this: “Invest ₹10,000 every month in a SIP for 20 years and become a crorepati!” This is often supplemented by a chart showing how your ₹24 lakh investment grows to almost ₹1 crore — thanks to the “eighth wonder of the world” — the power of compounding. The final corpus number is sufficiently motivating for…
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Category — Personal Wealth Management
CAGR | IRR | XIRR ?
Read more: CAGR | IRR | XIRR ?CAGR | IRR | XIRR ? Return on your investment! How do you measure your investment returns? If you have paused on this page, it means you have either made some investments already or intend to make some in the future. Either ways, this article will help you to clear all your doubts on measuring the returns…
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Category — Personal Wealth Management
How flexible are Flexi cap funds?
Read more: How flexible are Flexi cap funds?FLEXI CAP = FLEXIBLE CAPITALIZATION There are many categories of mutual funds and one of them is Flexi Cap fund. While the name tells the intent, there are more details to it that one should be aware of to understand this fund better. Before we proceed further, its important to understand what does the suffix ‘cap’ mean? What…
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Category — Personal Wealth Management
What are Bonds — the fixed income investing?
Read more: What are Bonds — the fixed income investing?What are Bonds — the fixed income investing? There has been so much buzz around the EQUITY side of investing in Finance. We find tons of videos, stories and experiences on how people invested in EQUITY and caught FIRE!🔥for the rest of their life…(pun intended) While all that is true, one must not forget to ‘not to follow…