Goal Progress Checker

1 What are you planning for?

Choose the closest match and we will shape the questions around it.

2 Tell us the basics

We only ask the questions needed for the goal you choose.

Years to goal

Goal amount

3 Your current plan

Add what you already have and what you can realistically invest.

Current savings Include only money set aside specifically for this goal — not your emergency fund or other savings.

Monthly investment

Do you expect your monthly investment to increase over time?

Yearly lump sum top-up for this goal (optional) Invested at the start of each year, in addition to your monthly SIP. Leave as 0 if you don’t make annual top-ups.

Annual return on your investments (%) Equity mutual funds have historically returned 10–12% over long periods. Debt funds or FDs: 6–7%. Use a blended rate if you invest in both.

Annual return once you start withdrawing (%)

Move to lower-risk investments 3 years before your goal date When turned on, the calculator uses the safer return rate during the last 36 months before the goal starts.

Expected inflation (%) India’s average inflation has been around 5–6% over the past decade. For education goals, consider using 8–10% as education costs tend to rise faster.

Goal Stages

Here is the current picture