Cookie Policy
Website: https://thefinancialhygiene.com
Last Updated: 2026-03-11
Applies to: All visitors to https://thefinancialhygiene.com
1. What Are Cookies
Cookies are small text files stored in your browser when you visit a website. They are used to remember preferences and to help website owners understand how their site is used.
This website is designed to use as few cookies as possible. Analytics are handled via cookieless Matomo tracking — meaning no analytics cookies are placed in your browser.
2. Cookies We Use
2.1 Consent Preference Storage (No Consent Required)
This website’s consent banner, when shown, stores your analytics preference in your browser’s localStorage (not as a cookie). The localStorage entry (tfh_analytics_consent) is:
- Never transmitted to our servers
- Not shared with any third party
- Cleared when you clear your browser’s site data
| Storage | Key | Value | Purpose |
|---|---|---|---|
| Browser localStorage | tfh_analytics_consent |
granted or denied |
Remembers your analytics preference for the consent banner |
This is not a cookie and is not subject to cookie consent rules. No cookies are set by our analytics consent system.
2.2 Analytics Cookies
None. This website uses Matomo Analytics with cookieless tracking enabled. No _pk_id or _pk_ses cookies are placed in your browser. Analytics data is collected without cookies, fully anonymised, and stored only on our own server.
2.3 WordPress Functional Cookies
If you are a registered WordPress admin/editor and log into the backend, WordPress sets standard session cookies. These are not set for regular visitors.
| Cookie Name | Set By | Purpose |
|---|---|---|
wordpress_logged_in_* |
WordPress | Admin login session |
wordpress_sec_* |
WordPress | Admin security token |
These are strictly necessary for website administration and are not used for tracking.
3. No Advertising or Tracking Cookies
This website does not use: – Google Analytics or Google Ads cookies – Facebook Pixel or Meta tracking – Any retargeting or behavioural advertising cookies – Any third-party tracking scripts – Complianz or any other consent management cookies
4. Managing Your Preferences
Even without cookies, you can opt out of Matomo’s cookieless analytics tracking entirely:
- Visit our Privacy Policy page
- Use the analytics preference control at the bottom of the page
- Your opt-out preference is saved in your browser’s localStorage
Opting out has no effect on your ability to use this website or its calculators.
5. Contact
For questions about this Cookie Policy:
Email: connect@thefinancialhygiene.com