Cookie Policy
Website: https://thefinancialhygiene.com
Last Updated: 2026-08-20
Applies to: All visitors to https://thefinancialhygiene.com
1. What Are Cookies
Cookies are small text files stored in your browser when you visit a website. They are used to remember preferences and to help website owners understand how their site is used.
This website is designed to use as few cookies as possible. Analytics are handled via cookieless Matomo tracking — meaning no analytics cookies are placed in your browser.
2. Cookies We Use
2.1 Browser Preference Storage
This website may store functional preferences in your browser’s localStorage (not as cookies). These preferences are used only to remember choices you make on this website.
- Never transmitted to our servers
- Not shared with any third party
- Not used for advertising or cross-site tracking
- Cleared when you clear your browser’s site data, or when the stored preference is changed
| Storage | Key | Value | Purpose |
|---|---|---|---|
| Browser localStorage | tfh_analytics_consent |
granted or denied |
Remembers your analytics preference for the consent banner |
| Browser localStorage | tfh_currency_preference |
supported currency code such as INR, EUR, or USD |
Remembers your preferred calculator currency for currency-agnostic calculators |
The calculator currency preference changes display, formatting, and region-aware default values for currency-agnostic calculators. It does not perform currency conversion. India-specific or jurisdiction-specific calculators may ignore this preference where local rules require a fixed currency.
These localStorage entries are functional preference storage. They are not analytics cookies and are not used to identify you across websites.
2.2 Analytics Cookies
None. This website uses Matomo Analytics with cookieless tracking enabled. No _pk_id or _pk_ses cookies are placed in your browser. Analytics data is collected without cookies, fully anonymised, and stored only on our own server.
2.3 WordPress Functional Cookies
If you are a registered WordPress admin/editor and log into the backend, WordPress sets standard session cookies. These are not set for regular visitors.
| Cookie Name | Set By | Purpose |
|---|---|---|
wordpress_logged_in_* |
WordPress | Admin login session |
wordpress_sec_* |
WordPress | Admin security token |
These are strictly necessary for website administration and are not used for tracking.
3. No Advertising or Tracking Cookies
This website does not use: – Google Analytics or Google Ads cookies – Facebook Pixel or Meta tracking – Any retargeting or behavioural advertising cookies – Any third-party tracking scripts – Complianz or any other consent management cookies
4. Managing Your Preferences
Even without analytics cookies, you can opt out of Matomo’s cookieless analytics tracking entirely:
- Visit our Privacy Policy page
- Use the analytics preference control at the bottom of the page
- Your opt-out preference is saved in your browser’s localStorage
You can change your calculator currency preference using the currency selector shown on currency-agnostic calculators. The preference is saved in your browser’s localStorage and can also be removed by clearing this website’s browser/site data.
Opting out of analytics or clearing calculator preferences has no effect on your ability to use this website or its calculators.
5. Contact
For questions about this Cookie Policy:
Email: connect@thefinancialhygiene.com